Saturday, December 12, 2015

Turn Your Alcohol Budget Into Investment Gains

I used to have the mindset that retirement was something I didn't have to worry about until after I got my first 'real' job. You know, when you get that job that you consider an adult job that makes everything simple because you'd be making a ton and paying off student loans while saving for retirement - no problem! Well I didn't land that adult job until I was in my upper 20's. I went to grad school [...]

Wednesday, December 9, 2015

I'm Hooked, Facebook Pay Is Amazing

I've been waiting for the day when I could conveniently (this part is important) pay friends back in exact change instantly. Sure, PNC has had it's POP pay feature for a while, but my friends would have to open an email and register through a website just to accept the money. Then if they wanted to pay me back, they probably had a different bank or something and it was annoying. Then Snapchat added [...]

Friday, November 20, 2015

The Best Compound Interest Calculator Widget Online

Ok, this is pretty sad to admit, but I didn't know what compound interest was until about 3 years ago. I knew what interest was (that $0.02 addition to my savings account every month), but I didn't understand the power of compounding interest over time. I'm pretty sure my brother still doesn't know what it means, because he told me it didn't apply to stocks. I think this might be a similar issue [...]

Peer Pressure is a Tide, Not a Bully

When I was in middle school my teachers told me my friends would try to blackmail me into drinking. They called it “peer pressure” and told me to beware the horrible consequences. “Drink this beer or I won’t be friends with you.” I waited for my friends to hold our friendship hostage in exchange for getting me hopelessly addicted to alcohol. But it never happened. What gives? In real life, [...]

Invest Your Bar Tab, A Self-Improvement Mindset

Invest Your Bar Tab is a sort of over-simplified mantra for self-improvement that touches on a lot of important areas, and generally has to do with self-control, humility, motivation, and financial literacy. It's a mindset. It's a personal philosophy. These 4 words are a simple and memorable way to frame your choices, and re-evaluate your entitlements, unproductive behaviors, and ignorance. I [...]

List of Investment Options Available in the Stash App

This post isn't a formal review of the Stash Invest app (aka simply "Stash"), but in brief I'll say the app features the ability to invest in mostly ETFs with as little as $5. It allows you to buy partial shares of a handful of investment products - so you get to specify the dollar amount you want to invest, rather than being limited to the price per share of the actual fund. There are no trading [...]

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